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Personal Loans

Posted By PolicyPartner.in Team

Who can Apply For a Personal Loan And When ?

Personal Loans Can Be applied by any individual who is earning by the way of job or own business. It can be applied for Education, Marrige, Holiday, Home Renovation etc. Personal Loan is  basically a ,oan which can be used for any purpose .

If  you need urgent cash for medical treatment, house renovation, wedding, higher education, vacation or for any other reason then  A personal loan is the easiest way to solve your sudden financial crisis. You do not need to clarify the purpose or use of the loan amount to the bank and you do not need a guarantor or security to obtain a personal loan. Your monthly income is enough to get you a personal loan with the best repayment option and lowest interest rate. Unsecured personal loans are offered by lending institutions such as banks like ICICI,HDFC,STANDARD CHARTERED BANK,AXIS BANK,STATE BANK OF INDIA, FULLERTON INDIA,HDB FINANCIAL SERVICECand non banking finance companies FULLERTON INDIA,HDB FINANCIAL SERVICES and are so called because the lender requires no security for the debt. They are not available for speculative purposes or business purposes. Depending on the individual lender some other purposes may also be excluded, for example the purchase of timeshare property. Across all metro cities like New Delhi, Mumbai, Kolkata, Chennai, Bangluru,Policy Partner helps you to find the best quotes for personal loan.Policy Partner will compete at least 5 banks/NBFCs for you. Personal loans are available for a range of different amounts and repayment terms. Depending on the amount and purpose of the loan, you will be able to choose from a range of repayment periods. From 12 months to 60 months The minimum loan amount is typically 50 k although some lenders do offer 100 k and upwards. The maximum amount you can borrow is 30 lacs although this will vary between lenders and products.    


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